Many experts consider dental implants the ideal way to rebuild smiles after tooth loss because of their unique advantages. Unlike traditional dentures or dental bridges, these restorations are surgically embedded in the jaw and eventually fuse with the bone to become a more permanent part of your mouth.
But this treatment requires an investment of time and resources to be successful, and many patients want to know whether dental insurance helps cover the cost. Continue reading to learn more about it and why fall can be an ideal time to begin the process of getting dental implants!
How Does Dental Insurance Work?
Most dental insurance plans are designed to promote proper preventive care, which helps avoid common oral issues that might otherwise require more complex and costly procedures to treat.
As a result, they often cover up to 100% of standard services, such as twice-yearly exams, professional cleanings, and X-rays. They often also cover 50% to 80% of other services, like root canals or dental crowns, needed to repair or restore your smile. However, many dental insurance policies also include restrictions, like a waiting period or an annual deductible you must meet before benefits apply. Thankfully, you’re more likely to have met these criteria by the time autumn rolls around, which can make this the perfect time of year to pursue your desired treatment.
Does Dental Insurance Cover Dental Implants?
Patients getting dental implants must be prepared to pay for their oral surgery as well as cover the cost of their restoration(s), so this option tends to be pricier than alternative solutions for tooth loss.
Those who are insured may wonder whether their policy will cover the cost, but unfortunately, most plans categorize dental implants as a luxury rather than a necessity and don’t include them. However, exceptions exist, and your insurance may cover other aspects of your care, such as exams or images, which can still help reduce out-of-pocket expenses.
Are There Other Ways to Make Dental Implants More Affordable?
If you’re convinced dental implants are right for you but are concerned about the cost, ask your dentist whether they offer solutions to make your treatment more affordable.
For instance, many providers provide in-house memberships that include preventive services and additional discounts on other procedures. Your dental office might also offer flexible payment plans through third-party vendors, such as CareCredit, that let you divide the final invoice into more manageable installments over a set period.
If you’re unsure whether your dentist accepts your insurance or offers other financial options to help pay for dental implants, you can contact their office directly to learn more!
About the Practice
At Capehart Dental of Lewisville, patients of all ages benefit from two dentists who are dedicated to helping them build and maintain the happiest, healthiest versions of their smiles. Dr. Capehart and Dr. Moore have 20+ years of combined experience, and they collaborate to provide a complete menu of services, including dental implants, to meet your unique needs. Their office also accepts dental insurance and offers other payment options to help make services more affordable. You can request an appointment on the website or by calling (972) 436-1325.